Applying for Morris County Mortgages: One Underlying Factor

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mortgage rates, Mountain Lakes, House prices, Luxury, Luxury Homes, Luxury Buyers, mortgage refinance

Every mortgage lender develops their own unique guidelines for evaluating the factors contained in a home loan application. These may change from time to time so that their portfolios stay “balanced”—that is, so that the cumulative risk represented by the entire batch of home loans do not exceed the level of risk they wish to assume. Potential Morris County mortgage …

Morris County “Pet-Friendly” Homes: It All Begins with Petscaping!

Noelle Paclawskyj Uncategorized, Buying, Morris county, North Jersey, Mountain Lakes, Garden State, Selling your home, Luxury Homes, Luxury Buyers, Selling

“Pet-Friendly” is a term that used to be confined to the Morris County Homes for Rent ads and a few open-minded hotel chains. Given the 84+ million American households which now include pets as family members, Morris County homeowners who plan on listing their property anytime soon might include those animal census numbers in their thinking. There may not yet …

Business Real Estate Strategy for Morris County Entrepreneurs

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Investment property, Mountain Lakes, commercial real estate

Most Morris County small businesspeople will recognize this post-startup scenario. It’s the moment when the whole idea of long-range planning first starts to make sense. Although everyone who stakes his or her claim in a new business hopes for success, in the beginning, that outcome is far from certain. Throughout the early going, the first order of business has been …

Morris County Mortgage Rates Echo Another 2017 Low

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mortgage rates, Mountain Lakes, Second home, Luxury, Luxury Homes, Luxury Buyers

A couple of weeks back, the ultimate authority on Morris County mortgage rates hadn’t minced words. That was Freddie Mac, whose opinion about mortgage rates constitutes the final say in the matter. Freddie isn’t modest about its preeminence (Freddie’s trademarked corporate slogan is “We make home possible”). Together with sibling Fannie Mae, the quasi-governmental entities stand behind 60% of U.S. …

Financial Guru’s Advice Yields 4 Morris County Home Buying Steps

themenardgroup Uncategorized, Buying, Morris county, Investment property, Mortgage rates, Mountain Lakes, Second home, Vacation property, Luxury, Luxury Homes, Multi-family, Luxury Buyers

What a simpler world it would be if Morris County home buying could be reduced to anything like a simple 4-Step process. Even better if those were four easy steps. Actually, without actually coming out and saying so, that’s the tantalizing prospect hinted at on radio financial guru Dave Ramsey’s web site’s “Home Buying Process Made Easy.” Ramsey is the …

As Morris County Mortgage Rates Hold Steady, Diligence Pays

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Investment property, Mortgage rates, Mountain Lakes, Luxury, Luxury Homes, Luxury Buyers

Mortgage rates in Morris County remained mostly steady this past month, at least partially due to the predictable July-August doldrum effect. When the summertime vacation schedules of Washington and Manhattan movers and shakers presages a slowdown in activity and economic reports, there is simply less going on that might affect the rate meter—in either direction. Summertime can also mark the …

Some Morris County Luxury Homes Might Not be Out of Reach

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mortgage rates, Mountain Lakes, House prices, Listing agent, Luxury, Luxury Homes, Luxury Buyers

The content the National Association of Realtors® publishes is usually staid and non-controversial. After all, what they put out there has to ring true for the real estate industry in every nook and cranny of the country: in communities large and small, coast to coast—from Podunk to Peoria, Manhattan to Morris County. Real estate is, after all, the most massive …

Morris County Mortgage Rates Point to Encouraging Future

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mortgage rates, Mountain Lakes, House prices, Luxury, Luxury Homes, Luxury Buyers, Selling

Last week, following the Fed’s hike in the rates they charge banks, you might expect a matching rise in mortgage rates for Morris County home buyers and refi applicants. If the experts are right, that’s far from a done deal. The Washington Post headline said it all: “Mortgage rates move slightly higher but could be headed back down again.” Mortgage …

Smart Positioning in the Quest for Morris County Homes for Sale

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mountain Lakes, House prices, Luxury, Luxury Homes, Luxury Buyers

Not everyone who is looking at the homes for sale in Morris County needs to come up with a winner right away. If their own house has just been listed, they may reasonably estimate that it will be some months before the moving vans need to be summoned. Or they may be contemplating a move only if they happen across …

Newly Discovered: the Avocado-Dream Home Connection

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mountain Lakes, Garden State, Luxury, Luxury Homes

I think you’ll agree that the relationship between avocados and dream homes has been elusive for a long time. In fact, any connection between the delicious green fruit (it’s not a veggie) and the Morris County home of our dreams has been more than elusive. Until last week, it’s fair to say it was completely undiscovered. Last Tuesday, thanks to …