Applying for Morris County Mortgages: One Underlying Factor

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mortgage rates, Mountain Lakes, House prices, Luxury, Luxury Homes, Luxury Buyers, mortgage refinance

Every mortgage lender develops their own unique guidelines for evaluating the factors contained in a home loan application. These may change from time to time so that their portfolios stay “balanced”—that is, so that the cumulative risk represented by the entire batch of home loans do not exceed the level of risk they wish to assume. Potential Morris County mortgage …

Your Morris County Homeowners Insurance Annual Checkup

themenardgroup Uncategorized, Morris county, North Jersey, Mountain Lakes, Homeowners Insurance

It’s one of those Morris County documents most of us stash in a safe, out-of-the-way place—somewhere in the furthest recesses of a linen closet or at the back of a bureau drawer. Renters do the same: they don’t actually read the thing, but they know they want to keep it somewhere where they hope they’ll never have to find it. …

It’s Prime Time for Morris County Landscaping Ingenuity

themenardgroup Uncategorized, Morris county, North Jersey, Mountain Lakes, Selling your home, Selling, home improvement

Morris County gardening enthusiasts already know this—but for those whose thumbs are anything but green, right now is a special time of year where landscaping is concerned. It’s Morris County’s high season for planting and transplanting! You don’t have to intend on listing your Morris County home anytime soon to have a vested interest in maximizing your home’s curb appeal. …

Morris County Refi Warriors Take the Initiative

Noelle Paclawskyj Uncategorized, Morris county, North Jersey, Mortgage rates, Mountain Lakes, Renovations, Luxury, Luxury Homes, home improvement, mortgage refinance

Back when Morris County mortgage interest rates plummeted by 46% in less than four years, it precipitated a sort of refi tsunami. The volume of Morris County refinancings was nothing short of enormous. For the first time in a long time, the benefit for homeowners who could lower their Morris County mortgage interest payments had become all but irresistible to …

Morris County “Pet-Friendly” Homes: It All Begins with Petscaping!

Noelle Paclawskyj Uncategorized, Buying, Morris county, North Jersey, Mountain Lakes, Garden State, Selling your home, Luxury Homes, Luxury Buyers, Selling

“Pet-Friendly” is a term that used to be confined to the Morris County Homes for Rent ads and a few open-minded hotel chains. Given the 84+ million American households which now include pets as family members, Morris County homeowners who plan on listing their property anytime soon might include those animal census numbers in their thinking. There may not yet …

Business Real Estate Strategy for Morris County Entrepreneurs

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Investment property, Mountain Lakes, commercial real estate

Most Morris County small businesspeople will recognize this post-startup scenario. It’s the moment when the whole idea of long-range planning first starts to make sense. Although everyone who stakes his or her claim in a new business hopes for success, in the beginning, that outcome is far from certain. Throughout the early going, the first order of business has been …

Morris County Mortgage Rates Echo Another 2017 Low

themenardgroup Uncategorized, Buying, Morris county, North Jersey, Mortgage rates, Mountain Lakes, Second home, Luxury, Luxury Homes, Luxury Buyers

A couple of weeks back, the ultimate authority on Morris County mortgage rates hadn’t minced words. That was Freddie Mac, whose opinion about mortgage rates constitutes the final say in the matter. Freddie isn’t modest about its preeminence (Freddie’s trademarked corporate slogan is “We make home possible”). Together with sibling Fannie Mae, the quasi-governmental entities stand behind 60% of U.S. …

Financial Guru’s Advice Yields 4 Morris County Home Buying Steps

themenardgroup Uncategorized, Buying, Morris county, Investment property, Mortgage rates, Mountain Lakes, Second home, Vacation property, Luxury, Luxury Homes, Multi-family, Luxury Buyers

What a simpler world it would be if Morris County home buying could be reduced to anything like a simple 4-Step process. Even better if those were four easy steps. Actually, without actually coming out and saying so, that’s the tantalizing prospect hinted at on radio financial guru Dave Ramsey’s web site’s “Home Buying Process Made Easy.” Ramsey is the …

For Some Morris County House Hunters, Autumn = Opportunity

themenardgroup Uncategorized, Morris county, North Jersey, Downsizing, Investment property, Mountain Lakes, House prices, Selling your home, Listing agent, Luxury, Luxury Homes, Selling

A while back, Forbes noted what they called “The Four Ways the Real Estate Market Changes” after Labor Day. The article recognized a truism that holds for most parts of New Jersey—namely, that the period between Labor Day and Thanksgiving is what most of us think of as “fall.” It went on to describe four ways the change of seasons …

Here are the 5 Top Reasons for Selling Your House in Morris County

themenardgroup Uncategorized, Morris county, Downsizing, Mountain Lakes, Selling your home, Luxury, Selling

When you have a firm timeline that governs when you’ll be selling your Morris County house, it’s one decision that’s made for you. Of course, it’s not always that easy. If a move from one home to another, or from Morris County to another area isn’t dictated by outside events, you have to make the decision anew every week or …